Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
Buyers & Sellers
Whether you have found the perfect home to buy or are ready to sell your existing house, Florida National Title Services can help. With years of experience and the ability to streamline the process, we make buying and selling a home safe, simple, and secure for Florida residents. We provide a stress-free experience and will help you close the deal quickly.
Our Service to Buyers
Buying a home is exciting, and you want everything to go smoothly. That means you want to ensure that the seller is the home’s legal owner. Imagine purchasing a piece of property, only to find out the seller didn’t have the legal right to sell it, costing you a bundle in legal fees.
Florida National Title Services researches the title to make sure the home belongs to the seller. Then, we provide title insurance to further protect your investment.
The work we do protects you from financial loss. We want your home to be a wise investment that matures over time, and that’s possible with our help.
How We Help Sellers
If you’re selling your home, you want to make sure the closing is quick and easy. You may need the money to use as a down payment on a new house, or you may want the extra cash to pay down your debt. Whichever the scenario, Florida National Title Services is skilled in moving the process along.
We help you satisfy any liens on the title to ensure it will be free and clear by the time of the closing. We also help prepare the closing documentation, so everything will be ready when you meet with the buyer.
Coming Together for the Closing
We provide a single point of contact for buyers and sellers which streamlines the process, ensuring that everything goes off without a hitch. We know that both buyers and sellers are in a hurry to finalize their closing, and we ensure that happen
Contact Us for Your Title Needs
With years of experience in the Florida title business, we have the expertise necessary to speed up the process. In addition, we utilize the latest technology to ensure we don’t waste time. If you want a fast, seamless closing, we are here for you. We help buyers and sellers navigate the closing process as quickly and effortlessly as possible. We prove closings don’t need to be stressful.
Quick Contact
Learn more about our services. Call or complete the form below and we will reply within 24 hours and often the same day.
Experience
We have the resources, knowledge, and experience to close our most important transaction – yours – in a timely and hassle free manner. We want all of our clients to have a pleasant home-buying, selling or refinancing experience.
Schedule An Appointment: Call (561) 408-0729 • Fax: (561) 408-0731
FAQS
There are two types of title insurance and both are designed to protect against losses arising through defects in title to real estate. The title insurance company agrees to provide the policy holder a legal defense if a claim against clear title arises.
- Owner’s title insurance protects purchasers of real estate against title defects that may exist against the property.
- Lender’s, or mortgagee’s, title insurance insures the lender as to the priority of its mortgage lien, protecting against other mortgages, liens, or judgments recorded prior to their mortgage.
There are a number of defects that a title insurance policy may protect against, some a matter of public record and some hidden, such as:
- False Affidavits
- Forgeries
- Improperly Indexed Documents
- Judgments
- Liens
- Missing or unknown heirs
- Unpaid taxes
- Unsatisfied mortgages
A title commitment is a precursor to a title insurance policy in that it discloses the current ownership, easements, restrictions and liens relating to a particular property or its owner, and what documents or other measures must be taken to assure a clean title.
Owner’s title insurance is never mandatory, but it would be foolhardy to purchase real estate without the protection title insurance affords. A real estate acquisition is often a family’s most significant asset. A claim against their title could render that investment worthless or severely limit use of the property.
A title insurance policy protects against documents that do not appear in the public records, such as prior deeds, liens, judgments, or documents that were missed by the title examiner. Title insurance may also protect against encroachments that do not appear on a survey of the property
A title insurance policy does not cover defects that occur after the property is purchased. Policies often exclude easements, mineral and air rights. Whenever a buyer or seller is concerned, they can always feel free to ask us for an explanation of all exceptions and how it may impact them.
Lenders will always require title insurance to protect their interest in the property. It is up to the purchaser to protect their own interests by obtaining owner’s title insurance.
Title Insurance premiums are promulgated by the State of Florida. Title insurance policies are paid in-full with a one-time fee which is part of closing costs.
Generally, local customs in the county in which the property is located determine who pays for title insurance and other closing costs, although it is negotiable between the parties in a purchase transaction. The responsibility is usually addressed in the contract for sale and purchase.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
A lender’s policy is usually issued for the amount of the mortgage. It pays the lender if a problem surfaces.An owner’s policy covers the property’s full sales price and insures the owner against loss, including providing legal and investigative funds to resolve an issue.
Many buyers take advantage of the title insurance contacts their realtor or mortgage broker have cultivated. We pride ourselves in working closely with numerous real estate agents, mortgage brokers and other lenders to assure a smooth and pleasant buying or refinancing experience.
Contact us for more information regarding title insurance.
WIRE FRAUD PREVENTION WARNING: Florida National Title does not accept, nor do we require, changes to wire instructions by email or fax. ALWAYS call our office to verify any changes. PLEASE WATCH THIS VIDEO FROM THE AMERICAN LAND TITLE ASSOCIATION FOR MORE INFORMATION.
Questions about title insurance and settlements? We have a library of fun and informative videos waiting to answer many of the most common questions that home buyers and borrower have. Check out topics including the TILA/RESPA Integrated Disclosure, preparing to buy or sell your home, getting a mortgage and more. If you have questions or would like more information based on any of these videos, contact us today!
